Deciding to Buy

Purchasing a property is most likely the biggest financial decision you will ever make. Whether this is your first purchase or you are an experienced buyer, this decision can be both exciting and nerve racking!

Why Do You Want To Buy?

Are you tired of paying rent? Have you decided to pay your own mortgage and not your landlord's? Have you outgrown your current home? Are you looking for an investment portfolio? Are you looking for a rental property? Would you like a larger yard? Would you rather live in a different area? Do you want to shorten your commute? Having a clear sense of your reasons for buying will help you choose the right property.

Has Your Income Grown?

Property ownership is an excellent investment; whether you are looking for your dream home, a rental property, or to expand your investment portfolio. Owning real estate is one of the least risky ways to build equity or to obtain a greater return on your initial investment.

The Process

  1. Start with a pre approval from a mortgage lender
  2. Discuss your price range and what you look for in a home
  3. Start Your Search! Internet, drive-bys, scheduled showings, ect.
  4. The Offer! ...and possible counter offers
  5. Final agreement with price and dates for contingencies.
  6. Inspection
  7. Appraisal
  8. Mortgage
  9. Final Walk Through
  10. Close

This was just a short list version, contact a local agent to discuss more in depth.

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